Under Canadian Law, all provinces and territories must provide universal, publicly funded healthcare to all citizens and legal residents of Canada. In other words, most basic health services in Canada are offered at no direct cost to the patient. Certain procedures that are not deemed necessary (such as elective cosmetic surgery and a number of dental care procedures, for example) are generally not covered, but the list of services paid for publicly varies from province to province.
The Medical Care Plan of Prince Edward Island insures all medically necessary physician services and surgical-dental services (for example, surgical removal of impacted teeth, root resection) provided to all citizens and permanent residents.
Healthcare in PEI is administered by the Prince Edward Island Department of Health. The department is responsible for overseeing healthcare services in the province in accordance with the Health Services Act, in addition to providing leadership in health and community services programs and policy development for the province.
The Medical Services Plan (MSP)
The Medical Services Plan (MSP) is PEI’s provincial healthcare plan, covering the cost of medically necessary services by doctors and surgeons. Hospital services are covered separately under the Hospital Services Plan (HSP). There are no premiums for coverage. In general, to be eligible you must be a Canadian citizen or landed immigrant and live in PEI for at least six months plus a day out of each calendar year.
Various drug programs exist in PEI to assist in the purchase of medication and related medical supplies to residents who are over 65, receive provincial income assistance, reside in a long-term care facility, or are children in the care of the province, in addition to specific medical conditions that also qualify. A co-payment may be required depending on income level.
PEI Health Insurance does not cover all medical related expenses. It is best to obtain a secondary health insurance from a private company. To do so, contact a local insurance company.
See more Prince Edward Island program